Do you want to know how to once and for all end living paycheck to paycheck and take control of your family finances without the bondage of a budget?
Sounds pretty awesome, right?
This is exactly what our family has achieved over the last few years and I have put together all the steps to help you do the same thing in my brand new master class! But it is ONLY OPEN for a limited time!
Are you one of our lucky Pearls who is getting a refund from their taxes this year? Lucky! I bet you are so excited! I am excited for you! Do you already have plans on different ways to spend your tax return?
There is so much that you can do with that cash!
Would you mind me offering a few suggestions as to what you should do with that money? To be sure you are intentional with those dolla bills and don’t end up wondering where it all went!
What if you could use that tax return to help your family by actually starting to gain traction on your goals?
Think of all the stress it will lift from your shoulders! Think of the excitement and hope you could provide!
Do you have the spring cleaning fever like I do? We just got our carpets cleaned and it’s heaven on earth! But we aren’t talking about cleaning your house, let’s take it up a notch on the importance scale and talk about spring cleaning your budget!
My Favorite App to Save Money on Our Monthly Grocery Haul
There are a lot of extra expenses that we are trying to overcome in this month’s grocery haul! With back to school meals and healthy eating being the main hurdles!
The easiest and fastest way I have found to save money on my shopping is to use my favorite cash back app Ibotta.
If I was giving out trophies for helping make my life easier, Ibotta would get it! They make earning cash rewards so simple!
After I make my monthly meal plan and grocery list, I pull up the app and search the stores where I plan to shop, then look to see if any items from my list have a cash reward available. I also look to see if there are any offers that I could use as a substitute for something currently on my grocery list.
They make it so simple to redeem your cash back offers! Once you make your purchase you can submit your receipt. After it has been confirmed, your cash reward is credited to your account! Bam!
Ibotta is going to make eating healthy so much more affordable this month for our family! I have already found five rebates for fresh and healthy groceries I can claim!
I can’t express how much I love building up cash rewards from doing something that is already a part of my day!
What’s New This Month?
School is back in session for the kids, two of the kids started soccer season, and to top it of hubby and I decided to take on a new diet.
What that means is that our meals this month need to be especially easy and fast but also super healthy!
As for our “diet”, we have started a Whole30. You can read more about that here and if you want to buy the book make sure to shop online using Ibotta for cash back on your purchase!
Pretty much we eat only meat, eggs, a lot of fresh vegetables, and some fresh fruit. That’s it. This is going to take on a whole new grocery shopping strategy!
I need to find a way to make all the extra fresh produce and meat work into our $400 monthly grocery budget…
You’re gonna have to watch the video to find out how I ended up handling this situation!
September 2018 Healthy Grocery Haul
In this month’s grocery haul video I share a ton of tips to help you stack the savings on your grocery shopping.
Remember that all Ibotta offers were valid as of the recording of this video. Don’t forget to check your app for details as offers change frequently and may not be available in all areas.
*All offers discussed in this video were valid at time of recording. Don’t forget to check your app for details as offers change frequently and may not be available in all areas.
Thanks so much for stopping in and I will talk to you very soon!
Costume ideas for mom are always a last minute thought! We forget about ourselves all of the time and Halloween is no exception. For the last 6 years I didn’t think about what I was wearing for Halloween until I was putting the finishing touches on my kids outfits as we were about to walk out the door!
I know I am not the only one in this situation. Which is why I wanted to share three super quick costume ideas for moms and the bonus is if you don’t already have the supplies, you can gather them with a five minute stop at the dollar store!
There was a time when we were deep in debt, no savings in site, and had zero hopes of being able to make a Disneyland trip happen. Then we realized that if we were intentional about our vacation spending then we could have an amazing Disneyland vacation on a budget! Can I show you how to do the same thing for your family?
Our family has started planning our second ever trip to Disneyland. Our first trip in 2017 was amazing and I have been dreaming about our next trip ever since we started walking out of the park on that last day!
Has your family ever done a Disneyland Vacation? I would love to hear how you saved money on your trip! Where did you splurge on your trip? Comment below and we can chat!
Main Costs of a Disneyland Vacation
There are four main costs associated with planning a Disneyland vacation.
If there is one category that you guys want to splurge a bit on, you will have to rework your budget and find other areas that you are willing to cut costs in order to fund your splurge.
1.Save on Travel to Disneyland
My rule of thumb is that usually if we are traveling with two or more people, it is cheaper to drive than to fly. Now there is so much more that plays into that decision. Schedules, timelines of driving, or drivers.
If you decide to fly make sure that when you are searching for flights to take into consideration cost of luggage and times of flights. Depending on what time you are flying will decide how many meals you will have to pack or purchase at the airport. 🤑
2.Save on Park Tickets
You will NEVER find a discount if you shop tickets directly from Disneyland’s website when you’re planning a Disneyland vacation! Well… there is an exception for locals that I’ll tell ya about in a sec. So how in the world do you save money on your Disney tickets?
The only place I have ever seen offer savings on Disneyland and Disney California Adventure Park tickets is through a FREE travel agency called Get Away Today. They are the experts in all things Disneyland!
One of their most popular ticket sales is when they offer adult tickets at kids prices! If you make sure to follow me on Instagram then you will be the first Pearls to learn about any promotions that Get Away Today is offering.
A recent amazing sale that you might have heard about if you are signed up for my newsletter was when they offered your 4th day free ticket! An entire day at the park for free!
As soon as I saw this deal I immediately started to see if I could plan a “business trip” to Disneyland next month! Just the hubby and I!! Ahh! I can’t wait! I sure hope we can get the babysitting figured out! SHHHHH!!! This trip is going to have to be kept a secret for eternity from our kids! They CAN NOT know that we went without them!
The exception for Southern California residents is that most years Disneyland offers So Cal residents a 3day park hopper or 3day one park per day tickets for just around $160. Which is a major deal! But tickets are only valid usually January through May. This option also is not guaranteed to happen every year. Fingers crossed!
If you are local and can hold off till the beginning of next year, you might want to take your chances because that is the very best deal on tickets I have ever seen! That’s what we plan to do next year for our family Disney vacation!
BONUS TIP: The more days you spend at the park, the lower the daily ticket price will be.
3.Save on Lodging
In my eyes there are three options to help you save money with lodging when planning a Disneyland trip.
Stay with someone you know (Lucky!!!)
Find a hotel that offers free parking, free breakfast, and 3rd or 4th night free
Find a vacation rental to split with friends or family
If you know someone to stay with, do that!
If your not that lucky (like us…) then you need to know if you will be vacationing as a single family or if you will be going in a group.
When our family travels just the five of us I look to Get-Away-Today again to stack the savings! I’ll look for ticket sales and they make it super easy to find hotels that offer free parking, free breakfast, mini fridge (to keep lunch/dinner food cold), microwave, AND a 3rd or 4th night stay totally free!
If you purchase your park tickets and hotel stay with Get Away Today, you can use code: PEARLS to save a little more!
Let’s be honest! This is where our family likes to splurge! We sure love to try out all the fun treats that can only be found at Disneyland! The copycat recipes come close but it’s just not the same!
I plan to do as many videos as possible when hubby and I go to Disneyland and one of those will be searching out the best bang for your buck when it comes to the food at the Disney Parks! Would that be an interesting video to you?
If you don’t care that much about the food from the parks, then be sure to load up your backpacks and strollers with all the food from home! Disneyland says that this is 100% okay! One of the many reasons we all love them so much!
When we went last year, we were able to find Disney themed snacks all over Walmart and the Dollar Tree. Stocking up on the themed foods BEFORE you go in the park will save you a ton!
When is Your Next Disneyland Trip?
Now that I went through writing you this letter, I am giddy with my planning! Reply to this email and let’s chat all about your next trip and brainstorm together how your family can save on your next Disneyland adventure! I would LOVE to hear all about your Disneyland savings hacks and vacation tips!
Being a mom and wife comes with so many challenges! Today’s post is a bit different from what you might normally find on Pennies Into Pearls. But the topic is so important and I hope that it can help anyone who finds themselves feeling hopeless!
Nick from MormonChannel.org is here to help us out. Thanks Nick for being a guest today!