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Living Debt Free in a High Cost of Living Area

We live in one of the most expensive cities in the United States. Home prices continue to increase faster than most other major cities, but the high expenses don’t stop there. Utilities, transportation, food, healthcare, and taxes all on average are higher in this beautiful city. This post contains 5 ways to live debt free in a high cost of living city. 

Despite those odds stacked against our wallet, there are a lot of opportunities to save money and grow our side incomes while living in a high cost of living area. 

 

When living in a city with a high cost of living, it’s especially a huge help to know ways to save money. These 5 tips to save money when living in a high cost of living area will help you stretch your money. Continue Reading →

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11 Essentials of a Back to School Shopping List – FREE PRINTABLE Shopping List on a Budget Worksheet

This post contains affiliate links at no additional cost to you. Thank you so much for supporting Pennies Into Pearls by using my links! Keep reading to learn more about my back to school shopping list. 

 

When it comes time to start checking off your back to school shopping list, those receipts add up super fast! Be careful!

Don’t get carried away! As you walk into the stores or start searching the internet there is a single important tip that you need to follow to make sure you don’t go over budget!

Just like with your grocery shopping on a budget, you can not start shopping without a back to school shopping list that has an estimated cost for each item!

Doing your back to school shopping on a budget is a game changer! No more mom stress about spending the money! This FREE PRINTABLE Back to School Shopping List will help you get all the basic essentials for your kid’s back to school outfits and back to school supplies. To get it all and stick to a set budget and still make it all work! Continue Reading →

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Our Family Summer Routine for Kids

Kids thrive when they have sort of order to their day. That is where your summer routine for kids comes into play! In order remain “the fun mom” and still compose some sort of sanity, you have to find a balance of fun and order.

Use this FREE Summer Schedule for Kids Printable to get your family motivated to get the important chores out of the way to make room for fun summer activities.

Use this FREE Summer Schedule for Kids Printable to get your family motivated to get the important chores out of the way to make room for fun summer activities. Your summer schedule for kids will help create a summer routine for kids that they love and learn the rewards of working hard. Continue Reading →

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5 Tips for Moms to Have a More Productive Day

This shop has been compensated by Collective Bias and AVEENO. All opinions are mine alone. #BestLovedBeauty #CollectiveBias

Having a routine and plan is key when it comes to getting things done and being productive. I’m not just talking to the business world out there. Moms, I’m talking to you!

I know that the mere mention of the word “plan” can send some people into an instant panic. If that person is you, take a minute and a deep breath, this is going to be easy!

Are you someone who feels like you have been busy all day but don’t seem to get anything done?

These five tips are going to help you organize your time in a way to have a much more productive day! All these tips are tried and tested! These are all things I do in my daily and weekly routine that I have found to help eliminate stress and help to get things done!

Tips for moms to be more productive and manage their time. Easy things to do each to be more productive as a mom. Continue Reading →

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I’m So Glad You Are Here!

With it being a new year and there are a lot of new faces around here, I thought it was time to update my “about video”. I get a little excited when I start talking about living frugal AND fabulous!

I am super excited to meet you and I hope that you enjoy this video! If you are looking for fun and informative videos on how to live frugal and fabulous then you don’t want to forget and SUBSCRIBE HERE to my YouTube channel. 

While you are still here, take a look around the blog. Here are a few places you might want to start:

Casual Couponing 101
Cheap, Easy, and Beautiful DIY Tutorials
Gourmet Tastes on a Budget

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Tips to Organize Toys – The One Toy Box Rule

I did something today that I wish I had started years ago. I have officially organized the toys that were slowing suffocating my house! Guess what, it wasn’t hard and you can do it too!

Ahh! I can breath again!

Do you know that feeling I am talking about? Does it feel like your kid’s toys are creeping into every available space in your home? Oh. My. Goodness. I just couldn’t take it for a single second longer.

Here are some budget friendly and super easy tips for toy organization. Our kid's toys were out of control! See how we fixed that problem with this easy way how to get organized! Easy How To Organize tips! Continue Reading →

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