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Couponing Tips


Casual Couponing for Beginners to Save Hundreds Each Month

Nobody has the time to do any extreme couponing! But is there still a way to make couponing work with a busy schedule and still save any money? There are a few super simple techniques for couponing for beginners that will help you do exactly that!

I found a way to make couponing quick and still help our family save a chunk of money every month and that’s what I want to teach you today!

15 minutes a week using this system of couponing for beginners will help cut over $100 out of your grocery shopping budget each month! Here are 10 super simple techniques for couponing for beginners that will help you do exactly that! Continue Reading →


8 Secret Strategies to Saving Big at Target

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There is ALWAYS a way to save at Target. Doesn’t matter what department you are in, you can always save some moo-la!

Doesn’t that just make you completely have a Jerry Maguire type crush on Target… “You complete me!” or “You had me at hello!” That is exactly how I feel every time I walk into this blessed store!

With the holidays here and all the shopping you are going to be doing, it’s even more important to save. THOUGH, all of these tips will help max out your savings at Target ALL YEAR long!

Secret tips exposed on how to take advantage of the NEWEST ways to majorly save on your next trip to Target! You are spending way more than you need if you aren’t using these tips on how to save money at Target! Continue Reading →


10 Things You Should ONLY Buy With Coupons

Yes, you can still save a lot of money with coupons! I know there are coupon haters out there who have a million excuses why couponing doesn’t work for them. Here is the bottom line, if you are looking for ways to cut spending, couponing is one way to SAVE HUNDREDS each month!

You can check out my article on Casual Couponing 101 to see how it only takes 15-30 minutes each week to literally save hundreds of dollars each month with couponing.

With that said, I don’t buy everything with coupons. Nope. But when I do use coupons, I save big time!

DO NOT buy any of these 10 items ever again unless you have a coupon to go with it! If you want to save money, this is a super easy way to cut spending on your grocery budget! Easy casual couponing tips! Continue Reading →


I’m So Glad You Are Here!

With it being a new year and there are a lot of new faces around here, I thought it was time to update my “about video”. I get a little excited when I start talking about living frugal AND fabulous!

I am super excited to meet you and I hope that you enjoy this video! If you are looking for fun and informative videos on how to live frugal and fabulous then you don’t want to forget and SUBSCRIBE HERE to my YouTube channel. 

While you are still here, take a look around the blog. Here are a few places you might want to start:

Casual Couponing 101
Cheap, Easy, and Beautiful DIY Tutorials
Gourmet Tastes on a Budget


Happy New Year… 2016 Sneak Peek!

Isn’t the New Year so inspiring and motivating? There is something special about the beginning of a New Year and all the possibilities of change and improvement!

Have you set any goals for the New Year? Let me know in the comments bellow! Sharing goals makes them a little more real and keeps you a little more accountable. I personally love hearing other people’s goals because their goals motivate me to do better!

Are you feeling like this is the year you want to live frugal AND fabulous?!

This is my favorite website / blog for learning to live frugal and fabulous! Best tips for frugal living and having a fabulous life! Continue Reading →


Casual Couponing Tip – Get Rid of the Newspaper!

I did it! I have been telling myself that I don’t need it and the papers just keep piling up in my closet, so I finally did it! I canceled my newspaper subscription!

For the past 3 or more years I have been a loyal subscriber to our local Sunday paper for the sole purpose to get the coupons. At first it was great! There were so many deals every week and I was using those clipped coupons multiple times weekly. Well, times have changed and there is just no need for them now.

Casual Couponing Tip Ditch the Newspaper Pin - penniesintopearls.com - Don't spend more than 15 minutes each week couponing and save $100s each month! Continue Reading →


5 Things to Stop Buying at Costco

The store that has everything! You can literally buy anything you need from birth (diapers) through your last day (casket). But that doesn’t necessarily mean you should be buying it!

It is really common to think that Costco has the very best deals. Don’t be fooled!

First, let me just say that this is an amazing store, I am a huge fan! I do my monthly grocery shopping there every single month actually!

But, though it is filled with great deals, there are a few things that you really shouldn’t be buying there. In fact, these few products are really a “bad deal” when you buy them at Costco.

Dont even think about buying these 5 things from Costco! You might as well throw your money in the trash!

Before we get started, if you like to save money on groceries then you NEED to read about how I am obsessed with monthly meal planning here and how you can cut your grocery bill in half! 

Plus! Sign up for my weekly FREE newsletter to get insider tips on living frugal and fabulous tips that I don’t always share here on the blog!

Sign up to get your FREE Monthly Meal Planner!Monthly Meal Planning FREE printable. Easy steps to cut your grocery bill in half by simply starting monthly meal planning. Three reasons I can not stop talking about meal planning!

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5 Things to Stop Buying at Costco
  1. Cereal
  2. Deodorant
  3. Shampoo and Conditioner
  4. Razors
  5. Cleaning Supplies

If you’re not going to be buying these things at Costco any more, where should you buy them? Remember that smaller regular grocery store just down the street? Yep, they will actually have the best deals and don’t forget about Target! Target is always stepping up their savings game.

Here is the breakdown of costs for these 5 products:

                                                Costco Price Per Item                       Couponing Price Per Item

Cereal                                       $0.14 per oz. (average)                      $0.09 per oz. (average)

Deodorant                                     $1.35 per oz.                                         $0.48 per oz.

Shampoo and Conditioner           $0.30 per oz.                                       $0.12 per oz.

Razors                                             $3.99 per razor                                   $0.80 per razor

All Purpose Cleaners                    $0.05 per oz.                                      $0.02 per oz.

Aren’t those prices just awesome and I’m not talking knock off brands here! I am talking about name brand, great quality products for super cheap prices! Those Costco prices are at minimum double what you should be paying!

How do you get these low prices? Match sale prices at your grocery store or Target with coupons and money saving apps. As a matter of fact, I will do that part for you! Every Tuesday right here on Pennies into Pearls I find all the rock bottom prices for you. Not only that but I match up any coupon deals and amazing app deals that you can stack on top of the sales to save you the very most money!

If you are new to couponing then you will want to take a quick peek at Casual Coupoing 101 to get yourself familiar with how couponing works. I call it “casual” because it is not going to take you any time at all! I spend less than one hour a week and save $100s each month! YOU, you won’t have to spend even close to that amount of time if you visit Pennies into Pearls every Tuesday. I will have all the hard work done for you!

So, with a little bit of watching you can get these products for less than half of what it would cost you at Costco. Does this change your view of your Costco shopping list a little bit?

Make sure to follow me on Facebook, Twitter, and Instagram to get even more money saving tips and deals throughout the week!