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I know how it feels! The weight of all your financial worries makes you feel like you can barely tread water for one more second before your head goes under! You find it mind baffling that for some unknown TO YOU reason you can not stick to a budget even if your life depended on it.
I have totally felt that! Ugh! We lived that life for way too long! Before hubby and I started having kids we were out of control with our spending. We had zero savings. Overdraft fees looked like a recurring charge on our bank statements. We would set “budgets”. Nope! We didn’t stick to them for more than three days max!
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