Have you ever been on vacation with your family and realized you went WAY over budget? Did you notice it was probably on a lot of little things adding up, that you hadn’t planned for? The thing is, you CAN save money on vacation before you even leave!
We have done this so many times I’ve lost count. I know the feeling well. Your trip was supposed to be relaxing and fun, but you came home feeling stressed because the finances are still following you.
Today I am sharing my best tips and reminders about the SURPRISING ways that you can save money and stress before you leave for your vacation!
We live in one of the most expensive cities in the United States. Home prices continue to increase faster than most other major cities, but the high expenses don’t stop there. Utilities, transportation, food, healthcare, and taxes all on average are higher in this beautiful city. This post contains 5 ways to live debt free in a high cost of living city.
Despite those odds stacked against our wallet, there are a lot of opportunities to save money and grow our side incomes while living in a high cost of living area.
This grocery haul on a budget post is sponsored by Fetch Rewards. Thank you for supporting Pennies Into Pearls by using my links at no additional cost to you.
Did you know that our family goes grocery shopping for an ENTIRE month’s worth of groceries all in one day? No joke! If it can stay in the fridge freezer or pantry for 30 days, we buy it all in one morning.
I’m sure you have a bunch of questions. What about fresh produce and meat? How do you have enough cash to cover it all? I put together another post that answers all those questions and you can get the details right here.
In today’s post I am going to walk you through how we are sticking to a $400 monthly budget for our family of five and sharing tips on how you can easily save money on your groceries too!
Without fail, every single time I do a grocery haul I get the question, “Why don’t you shop at Walmart?” Today is the day! Today is the day that I explain myself and share with you the Walmart vs. Target showdown!
Ready to see how to make the most out of your next trip to SeaWorld San Diego?
Even if you don’t have plans to visit any time soon, you’ll still want to watch this video because there are a lot of the money saving tips I have for you that can be used at theme parks all across the globe!
The other day on Instagram I requested all our Pearls to ask this frugal living mama anything. You ladies came up with some really fun questions!
Some of the questions are related to family finances and some are random questions related to our everyday life. At first I thought I might leave those ones out, but on second thought left them in.
On some level, every decision we make can boil back down to our core values of frugal living. From the kind of hair products I choose to use to the worries of my husbands job. They all play a role in the decisions we make with our finances.
I have a secret. Well, maybe not so much a secret but something I have not shared with our Pearls because I didn’t think you were ready to hear it yet. Something about my spending habits.
But I think it’s time…
We have recently added a monthly expense of $160 to our budget for something that is 100% unnecessary. You know, I don’t feel about it one bit!
Before anyone starts tearing me apart in the comments (I know that those people aren’t true Pearls anyways!), hear me out. I’ll tell ya what the expense is in a sec.
First you need to understand that I believe you need to be spending your money where you value most. You work hard for your money! Your budget needs to be set up in a way that allows you to intentionally put your cash towards achieving your goals.
Without this, your money is going to disappear with nothing to show and your dreams left in the dust. Let’s make sure that this does not happen to you!