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Budgeting

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When You Suffer from Budget Burnout

There once was a day, a day before I really knew what a budget actually was, where I felt ready to slam-dunk my budget in the trashcan at the end of the month! I was SO over it! Sticking to a budget had become exhausting and I felt like I was living a very limited life. Have you ever felt like that?

Do you want to know the secret to avoiding budget burnout? When I say that I don’t get burnt out anymore, I am not lying! I want to share with you my secret so you can say the same thing!

The secret to avoiding budget burnout isn’t complicated and it’s actually going to make you very happy! The secret is to budget to have fun!

The secret to NEVER suffering from budget burnout ever again! This is how to keep your life fun while still living on a budget. Continue Reading →

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I’m So Glad You Are Here!

With it being a new year and there are a lot of new faces around here, I thought it was time to update my “about video”. I get a little excited when I start talking about living frugal AND fabulous!

I am super excited to meet you and I hope that you enjoy this video! If you are looking for fun and informative videos on how to live frugal and fabulous then you don’t want to forget and SUBSCRIBE HERE to my YouTube channel. 

While you are still here, take a look around the blog. Here are a few places you might want to start:

Casual Couponing 101
Cheap, Easy, and Beautiful DIY Tutorials
Gourmet Tastes on a Budget

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The Best Way to Start the New Year

Happy Sunday!

Doesn’t it feel great to have a fresh start at the beginning of a New Year? Sundays are the beginning of a new week and the perfect day to rejuvenate for the upcoming week. That’s why I like to share little motivational thoughts on Sunday.

We all have crazy busy lives and way to many things to think about. Make sure you take Sunday as your day of rest so you can be better prepared for your week. 

It really doesn’t matter what your goals are for the New Year. You are going to be more likely to achieve those goals if you have a positive attitude!

You can download this FREE printable by clicking the image, then right click and “save as”.

"Go forward in life with a twinkle in your eye" Gordon B Hinckley Quote
Continue Reading →

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Happy New Year… 2016 Sneak Peek!

Isn’t the New Year so inspiring and motivating? There is something special about the beginning of a New Year and all the possibilities of change and improvement!

Have you set any goals for the New Year? Let me know in the comments bellow! Sharing goals makes them a little more real and keeps you a little more accountable. I personally love hearing other people’s goals because their goals motivate me to do better!

Are you feeling like this is the year you want to live frugal AND fabulous?!

This is my favorite website / blog for learning to live frugal and fabulous! Best tips for frugal living and having a fabulous life! Continue Reading →

Top 10 Posts for Frugal Living in 2015

My first year with Pennies Into Pearls is in the books and it has been SO much fun! Starting this blog has been a lot of work but it has been even more fun than I thought it would be!

I wish I could list every single post I have created for you because I put a lot of thought into every word that I share. I hope that they provide useful information to help you save money and live fabulous at the same time!

Top Frugal Living Posts of 2015. Gourmet recipes made for cheap, beautiful DIY for pennies, and budgeting tips. Continue Reading →

Real Life Family Finance Report – Month 2

I realize it is now the middle of December and I am just barely getting this out to you. Sorry about that! But, it is important to me to do this for two reasons.

One, keep myself accountable for staying on track with our budget and goal of preparing to buy a house in two years. The second reason is to help motivate you to live on a budget so your life isn’t consumed with financial stress! Doesn’t that sound nice?

Family Savings Plan Update November 2015 - penniesintopearls.com - Real life family savings plan. Learn from our successes and mistakes. Learn tips and tricks to starting your own family savings plan. Continue Reading →

3 Month Plan for Getting Your Family Finances on Track

Having a family is one of very most rewarding and fulfilling things we have in our lives. Family fills our memories with a lifetime of “firsts” and “the best” type moments. I really believe that there isn’t anything else that can bring more everlasting happiness then our families!

But that doesn’t mean if we have a family then we have everything set and we won’t ever have any challenges in our life. Not at all! One of the top causes of stress within a family is propelled by family finances.

3 Month Plan to Control Your Family Finances. Love that this article has real world tips to help manage family finances. Very helpful advice for family finances. Continue Reading →

Family Savings Plan Update November 2015

Have you read about our family’s plan to buy a house in two years? We are really excited about our future and want to share everything we learn with you!

There are so many things that need to be done before we are ready. Two of the main items of business are 1. Paying off our debt and 2. Saving for a down payment.

In order to accomplish those goals we are going to need and be super creative on ways to live frugal and fabulous! My hope is that by sharing our family savings plan successes and failures, you can learn from our experience, which will make the process a lot more smooth and easier for you!

Family Savings Plan Update November 2015 - penniesintopearls.com - Real life family savings plan. Learn from our successes and mistakes. Learn tips and tricks to starting your own family savings plan. Continue Reading →