November 2019 Budget Update

Today I am sharing our November budget update! We’ve had hundreds of dollars worth of unplanned expenses the last two months, and today I am sharing how we were able to cover it all with cash!

Starting a family budget doesn’t have to be restrictive! Look at it in a way that you are actually telling your money what to do rather than wondering where it went. Then not having enough to pay the bills… Stressful! 


November can be a pretty crazy time of year for budgeting but the crazy thing is that it doesn’t stress me out at all! Starting a family budget doesn’t have to be restrictive! See how our family learns to budget every month.


In this month’s family budget update, I am going to walk you through all the numbers that went in and out of our family’s bank account. 

We share all the numbers in hopes of turning on some light bulbs to help you manage your family’s finances and set financial goals based off what you guys value most in life! 


Related Articles:


FREE Budgeting Starter Kit

In all of my budget updates, I share with you the exact numbers of our family finances Excel spreadsheet. This system is what we started using several years ago that helped us get out of $20,000 in debt!

You can get the same budgeting starter kit for FREE! It includes not only the excel starter kit (you can open it in Google Forms), but there is also a printable version!


You will be letting your finances down if don’t also go look at my post and video on How to Start a Budget that Won’t Fail! That article is where you will learn how to use the the budgeting starter kit and how to customize it to your family’s specific needs.


FREE Financial Planner Kit for Couples

This is the workbook and exact system that hubby and I use to do our long term planning. This is how we turn our dreams into reality! 

I know that sounds cheesy but it is 100% true! If you don’t make a plan now to achieve what you really want in life, it won’t happen!



Where We Do Our Banking

I get asked all the time where we do our banking so I thought it would be useful to leave that info right here for ya. 

We do our family checking and multiple savings accounts with Capital One 360. We switched over from Wells Fargo earlier this year and I am loving it! 

There are no fees and no minimum balances! We even get a couple bucks a month from interest we earn on our own money. I have never had that happen before! Amazing!

I do however wish that there was a physical branch store near me. They have several fee free ATMs nearby that I can use. But I like the safety of a branch store when I go to withdraw cash. Hopefully they will expand to our area!

But other than that, I love how user friendly their website is. It makes it super easy to move our money around when managing our money between our savings and checking!


November 2019 Family Budget Update

See what happened to our budget last month.



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  • smoretraiolit
    May 8, 2020 at 2:08 pm

    Keep functioning ,fantastic job!