fbpx
0
Browsing Category

Save Money

Organize These 3 Things to Save Money

This is a topic I hope to be sharing more about, organization! It would be a dream to have my house one day look like those beautiful Pinterest photos of every little thing living in their perfect little spot.

My house is nowhere near that, but one day it will happen! Baby steps.

Are you obsessed with organizing? Or is that something you want to work on in the New Year? Did you know that the more you keep things organized the more you can save money?

#3 is what I need help with. Organize these three things to save money. Simple tips on 3 things you can organize to save money. Continue Reading →

1

Free Meal Planning Printable

Happy Monday!

Today is the last day of the month and the beginning of the last week of the of my current meal plan. Do you know what that means? It’s time to plan again!

If you want to cut your grocery bill in half then you need to read this article on how we only pay $400 a month on groceries for our family of four.

In that article I tell you all about how to set your monthly meal planning process, why I switched from a weekly meal plan to monthly, and how you starting monthly meal planning is going to SAVE HUNDREDS OF DOLLARS!

How does that sound to you? Pretty nice, right?

Monthly Meal Planning FREE printable. Easy steps to cut your grocery bill in half by simply starting monthly meal planning. Three reasons I can not stop talking about meal planning! Continue Reading →

3 Month Plan for Getting Your Family Finances on Track

Having a family is one of very most rewarding and fulfilling things we have in our lives. Family fills our memories with a lifetime of “firsts” and “the best” type moments. I really believe that there isn’t anything else that can bring more everlasting happiness then our families!

But that doesn’t mean if we have a family then we have everything set and we won’t ever have any challenges in our life. Not at all! One of the top causes of stress within a family is propelled by family finances.

3 Month Plan to Control Your Family Finances. Love that this article has real world tips to help manage family finances. Very helpful advice for family finances. Continue Reading →

Gift Guide for a Frugalista

This post contains affiliate links.

Chances are if you are reading this article you are a frugalista yourself. Am I right? Not sure if you classify?

You might be a frugalista if you get giddy about finding an awesome deal, can’t stand the thought of paying full price for something, or just overall want to save some money! If you want to live on a budget but still live a fabulous life with beautiful décor, cute clothes, and eat delicious food, all while paying less, you are a frugalista! Is that you? Maybe someone on your Christmas list this year?

Then this is the perfect gift guide for you! I am definitely a frugalista and this gift guide is exactly what I will be passing out to anyone who is wondering what to give me for Christmas this year. (You are welcome hubby!)

Perfect Gift Guide for the Frugalista - If you or someone you know love saving money then this gift guide is exactly what you need! Perfect gift guide for anyone who loves to save money! Continue Reading →

4 Baby Steps to Saving Hundreds Each Month – Tips for Saving Money at ANY Store

This post contains affiliate links.

Heart is rapidly beating, clammy hands, drips of sweat gathering on my forehead.

Don’t worry, it’s nothing too serious! This is what happens as I head for the checkout when I know I am going to be paying full price. It’s horrible!

It hasn’t always been this way. There once was a day when I would walk into the store and just buy whatever I wanted or thought we needed. I didn’t pay attention to the price then casually placed everything into my shopping cart.

No, I wasn’t made of money. I actually had a lot less money then I do now. I wasn’t shopping smart and hadn’t quiet mastered these ways to save money yet.

I just cannot stand paying full price for anything and I am pleading with you now, PLEASE don’t pay full price!

Her tip on how to get EXTRA CASH back, using apps, is my favorite tip on how to save money! I love how all of these tips can work at ANY STORE and require zero to minimal prep work! Easy ways to save money! Continue Reading →

Teaching Kids About Money by Saying “No!”

“No” is just a part of life. It’s not the fun part and can be a hard lesson for our little (or big) kiddos to learn. As a parent, it can be hard to be the one teaching this lesson.

But we want the best for our kids and our family, sometimes that can mean we have to say no. I’m not sure anyone likes to tell their kids no. It’s definitely not my favorite.

But here’s the thing. If we want to be teaching kids about money then we need to teach them about self-control, especially when it comes to your budget.

Teaching Kids About Money - penniesintopearls.com - 3 tips on how to be teaching kids about money. Saying no will help in teaching kids about money/ Continue Reading →

33

5 Horrible Money Mistakes Made in Your 20s

All three of my siblings got married this year! Kinda crazy right! It’s been a bit of a busy year. But incredibly awesome!! Our family has pretty much doubled! So. Much. Fun!!

SO! Me being the oldest sibling and about to leave my 20’s, say what!!! I can’t help but think about all the things I wish I had done differently.

First years on your own, FREEDOM! Livin’ the college life! Late night runs to the drive thru. First years of marriage. Kids. A lot happens in your 20s! Which can make a statement on your bank account if you’re not careful!

Your 20s are a time in your life where you learn a lot about growing up and living on your own. Unfortunately, a lot of times those lessons are learned the hard way.

I am the type of person who loves to hear others advice. I don’t always take it but I definitely will learn from it. I hope that’s what these five financial cautions can offer you.

Even if you are a little past your 20s, maybe you can relate and have made these money mistakes when you were in your 20s. Are you making these mistakes even now that you are out of your 20s?

It’s never to late to change! Following these five guidelines to avoid money mistakes and they will help you no matter what your age is.

5 money mistakes millennials can learn from now so they can be ahead of the game later! A letter of love to my younger siblings to help them learn from my own money mistakes. Continue Reading →

1

10 Diaper Bag Essentials for the Frugalista

All moms are busy and us frugalista mamas are definitely no exception! So making sure that our bags are packed and ready for the unexpected is key to our survival!

Have you ever thought about how being prepared can save you money? If you keep your bag stocked with these diaper bag essentials then you will be less likely to find yourself in a situation where you need to make an emergency purchase.

10 Diaper Bag Essentials - penniesintopearls.com - You do not want to leave home without these diaper bag essentials. Plus, learn how they will save you money! Continue Reading →