Today I am sharing our November budget update! We’ve had hundreds of dollars worth of unplanned expenses the last two months, and today I am sharing how we were able to cover it all with cash!
Starting a family budget doesn’t have to be restrictive! Look at it in a way that you are actually telling your money what to do rather than wondering where it went. Then not having enough to pay the bills… Stressful!
This post on helping you have a debt free Christmas is sponsored by Ibotta. Thank you for using my links at no additional cost to you and for supporting Pennies Into Pearls.
Are you tired of starting the new year with a pile of debt leftover after your Christmas shopping spree? Let’s change that! Think of how it’s going to feel when the bliss that comes with a debt free Christmas sets in!
This how to stop shopping post is sponsored by my FREE Budgeting for Beginners Starter Kit
I hear you Pearls! “You’ve shown us how to start a budget and you’ve shown us how to save crazy amounts of money with meal planning. But can you please show us how to stop shopping for things we really don’t need? How do we stop the urge to shop?”
That’s exactly what I’m going to help you with today!
This back to school shopping on a budget post is sponsored by Ibotta. Thank you for supporting Pennies Into Pearls by using my links at no additional cost to you.
Do you have a list of school supplies sitting on your counter staring you straight in the face? Holy cow! All those little purchases can add up crazy fast! Which is why I am your girl to show you how to do back to school shopping on a budget.
Have you ever been on vacation with your family and realized you went WAY over budget? Did you notice it was probably on a lot of little things adding up, that you hadn’t planned for? The thing is, you CAN save money on vacation before you even leave!
We have done this so many times I’ve lost count. I know the feeling well. Your trip was supposed to be relaxing and fun, but you came home feeling stressed because the finances are still following you.
Today I am sharing my best tips and reminders about the SURPRISING ways that you can save money and stress before you leave for your vacation!
We live in one of the most expensive cities in the United States. Home prices continue to increase faster than most other major cities, but the high expenses don’t stop there. Utilities, transportation, food, healthcare, and taxes all on average are higher in this beautiful city. This post contains 5 ways to live debt free in a high cost of living city.
Despite those odds stacked against our wallet, there are a lot of opportunities to save money and grow our side incomes while living in a high cost of living area.
The other day on Instagram I requested all our Pearls to ask this frugal living mama anything. You ladies came up with some really fun questions!
Some of the questions are related to family finances and some are random questions related to our everyday life. At first I thought I might leave those ones out, but on second thought left them in.
On some level, every decision we make can boil back down to our core values of frugal living. From the kind of hair products I choose to use to the worries of my husbands job. They all play a role in the decisions we make with our finances.