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8 Secret Strategies to Saving Big at Target

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There is ALWAYS a way to save at Target. Doesn’t matter what department you are in, you can always save some moo-la!

Doesn’t that just make you completely have a Jerry Maguire type crush on Target… “You complete me!” or “You had me at hello!” That is exactly how I feel every time I walk into this blessed store!

With the holidays here and all the shopping you are going to be doing, it’s even more important to save. THOUGH, all of these tips will help max out your savings at Target ALL YEAR long!

Secret tips exposed on how to take advantage of the NEWEST ways to majorly save on your next trip to Target! You are spending way more than you need if you aren’t using these tips on how to save money at Target! Continue Reading →


October 2016 One Income Family Budget Update

Raise your hand if you have debt… Don’t by shy because there is a good chance that pretty much everyone reading this article is right there with ya!

That nagging payment you have to make every, single, month! It is so irritating to be paying someone else money and not getting anything in return! Right?!

Not only are you paying back money that you have already spent, but you are actually paying back more money than you borrowed because of the crazy amount of interest you are paying. Blah!

Okay, deep breathes and let’s move on!

How a simple one income family budget helped pay off almost $20,000 in debt in less than one year! If you are overwhelmed by debt and are trying to live on one income, learn from this family how to pay off debt quick and on just one income! Learn how to pay off debt on a one income family budget. Continue Reading →


A Shopaholic’s Guide to Becoming Debt Free – First Ever Book Club Party Announcement!

I have a fun idea for us to hang out!

What do you think about once a week, we get together, eat something super tasty, pretend like we don’t care how many calories we are devouring, and all the while we have some heavy (in a fun way!) girl talk going on!?

The chitchat will all be centered on a few chapters taken from the current book that we are obsessing over.

Doesn’t that sound super fun! I’m a lot excited about it! What a great way for us to better get to know each other?

Our first book is THE PERFECT read for someone who needs a heavy dose of shopaholic’s anonymous! It’s for someone whose desire to spend is borderline addiction.

You need to break the pattern of endless online shopping and figure out how to pay off debt quickly so you can get your financial freedom back! Fresh air! Actionable steps you can take today to get out debt and take back control of your spending! Continue Reading →


3 Ways to Save Big on Clothes

This shop has been compensated by Collective Bias, Inc. and its advertiser. All opinions are mine alone. #ZiplocSavesSpace #CollectiveBias

How easy is it to bust your budget when it comes to clothes? If you don’t plan ahead, you will find yourself in the first snow storm with just flip flops or the first 90 degree scorcher with nothing but long sleeves. Resulting in a panicked shopping trip costing you way more money than it needs to.

A little planning ahead this season for next year will save you hundreds of dollars, easily!

3 Ways to Save Big on Clothes - I love tip #3. These 3 tips are really easy ways to save money on clothes!

3 Ways to Save Big on Clothes

  1. Stack coupons with sales

A lot of retailers have either mailer or digital coupons that they will allow you to use on top the sales price. That’s one of the very best ways to save on brand new clothes! Check your favorite store for details on their local coupon policy.

At the end of the season, let’s take winter for example, all of the store’s winter goods will go on sale. So things like sweaters, coats, boots, and maybe pants, will all be at really low prices. Take advantage of these low low prices and stock up for next winter! Don’t forget to look on the clearance racks for even more savings!

  1. Buy the next size up

When trying your best to find ways to save money on clothes you need to think about the future. We are talking about kids here. (Let’s make it our goal as adults to not need larger clothes each year. Haha!) But our little ones, they grow like crazy don’t they?

When thinking about what to buy your little munchkin for next year, you are going to need to be sure and buy at least a size larger. For my kids, I usually buy two sizes bigger from where they are right now.

  1. Keep them fresh for next year

In order to keep all of these brand new clothes fresh for the next year, I keep them in my Ziploc® Space Bags®. Not only do these awesome bags keep my new clothes new, they help with keeping the closets organized!

You found all these amazing deals, you got even better deals by stacking coupons on top of the sales, you have next year’s wardrobe ready, now you have taken full advantage of all three ways to save big on clothes. But there are still 365 days left until you need to wear them, don’t you worry, I have found the solution!

By using the Ziploc® Space Bags®, you don’t have to worry about things like water, bugs, dirt, and smells making it onto your clothes. These bags are airtight and minimize the space needed as compared to uncompressed storage volume. Making it easy to neatly stack and store your clothes for next year!

Bonus! They are super simple to use!

1.Neatly fill your bag

3 Ways to Save Big on Clothes - I love tip #3. These 3 tips are really easy ways to save money on clothes!

3 Ways to Save Big on Clothes - I love tip #3. These 3 tips are really easy ways to save money on clothes!2.Zip it closed

3.Use your vacuum to compress the bag

3 Ways to Save Big on Clothes - I love tip #3. These 3 tips are really easy ways to save money on clothes!

Here is a tip to help you use your Ziploc® Space Bags® to their potential. You know I just want to make sure you get the best bang for your buck! The more neatly you fold and stack your clothes, the better they will compress and the more clothes you will be able to fit inside the bags. But be sure to not fill your bags past the “do not fill” line.

I bought my Ziploc® Space Bags® at one of my very favorite stores, Lowes. Don’t you love how well organized their stores? And you can always find exactly what you are looking for! Not to mention how beautiful all of their displays are! Every time I am finished shopping at Lowes I walk out of the store with a new motivation to make my home more beautiful!

Okay. I got a little distracted thinking about all the beautiful DIY projects I could do at Lowes. Now back to organizing our new clothes!

You can find Ziploc® Space Bags® at Lowes in their home storage and organization section. In my local store they were easy to find. In the front door, straight past the heavenly scent flowing from the nursery, and just beyond the beautiful washer and dryers. That is where I found the dream of any organized obsessed lady!

Aisles full of anything you need to organize your home. You can find the Ziploc® Space Bags® right above the Ziploc® WeatherShield™ Storage Boxes. (Which also look like something I need! Maybe at my next trip to Lowes… Please Hubby?)

Here is a quick pic to help you find your Ziploc® Space Bag® at Lowes.

3 Ways to Save Big on Clothes - I love tip #3. These 3 tips are really easy ways to save money on clothes!

Are you feeling motivated to go out and find some great deals? Just remember to follow these three ways to save, shop at the end of the season, look for coupons and search clearance, and buy a size or two larger for the little ones to wear this time next year. And don’t forget, go to Lowes and buy some Ziploc® Space Bags® to keep your end of the season finds fresh for next year!



10 Yard Sale Tips to Make More Money

Have you ever had a yard sale before and ended up not making as much money as you had hoped? Try it again this year after reading these yard sale tips. Tasia from over at Batavias Best Bargains is someone you want to go to when looking for advice on saving money! Make sure to go check out her blog!

Thanks again Tasia for stopping by and sharing all your tips! Take it away Tasia!

Having a yard sale is a great way to de clutter, simplify and bring in a little extra cash!

My current season of life it’s a great way as a stay at home mom to have a little extra money for a family outing and take a good look at the things we really are not using.

My mom had yard sales all the time growing up. It was one of my favorite things. Sitting outside under our huge Maple Tree while my brother and I yelled Lemonade for sale and pushed elbows in between callings.
I still get excited about garage sales now.

But when they are my own I want to be sure I am going to get the most out of my time spent.
I am sure you do to.

So before you start your next yard sale check out my 10 tips to give you more cash at your yard sale.

Yard Sale Tips to Make More Money - penniesintopearls.com - Great yard sale tips to make more money. Don't get your garage sale started without these tips! Yard Sale Tips Wide

10 Yard Sale Tips to Make More Money 

1. Say Hello to Everyone 
Simple. I know. But do you know how many times I have been to a yard sale and someone is in and out of the house putting more things out. Not making a single contact and then the only thing they do say is when something is in your hand. “Everything on that table is $2.”
When you are greeted you are already open to the possibilities that await. You feel at ease walking around. It makes for a pleasant shopping experience.

2. Make your prices clear
My generation ( millennial)s do not want to take the extra time to ask for a price on an item we may or may not need. Be sure everything is marked. Signs are easily placed. The best spots to hang signs are at Eye Level if possible.

3. Be open to negotiations
When it comes to garage sales you never know the amount of traffic you will receive. You want to capitalize on the people you did draw in. If someone wants to make an offer that you think is just way to low, counter offer them. If they say no take their offer! Most of the time you are better off giving in to the price they offered then letting them walk away and you pack up your items to store in storage again.

4. You must advertise
Put signs up around your neighborhood that is BIG AND BOLD. Use those Facebook Groups! There are so many groups where you can post your garage sale listings! In fact check your local bloggers. I have a spot on my site for FREE Garage sale listings. There are many places in today’s world that you can advertise your yard sale for free.

5. Price your clothes cheap
Baby and Kids clothes you can price a bit higher but competition is fierce these days with the virtual garage sales online. You have to price clothes cheap because it is a gamble for someone to buy clothing that they cannot try on.

5. The bigger the item the bigger the price tag
When you have a large item say a dining room table and chairs the little neon stickers you were using on your other items won’t work on the table . Take an 8×10 piece of paper and write the price and any info about the piece. $100 firm.

6. Price your items one third to half the price of what you paid
Seriously. You have to let go of the fact that you bought it brand new. You have much competition these days. You want to make some money off it and sell it that day. Price it using an open mind and be the shopper not the seller.

7. Strategize your pieces
Men and women shop yard sales together. Many women will want to stop and browse through . Men on the other hand.. may not. Put any tools, lawn equipment etc. at the front of your sale and lure them in!

8. Keep your tables looking full
Just like in retail it is important to keep your set up looking full! When clothing items sell or they start to look al ruffled through straighten them up. Presentation is key.

9. Music sets the mood
Sometimes it may feel awkward asking your spouse what they think of an item and the seller is just sitting staring.. Music is inviting and sets a nice tone.

10. Relax and enjoy
You can meet some wonderful people. If you don’t sell everything don’t get discouraged. Try again or drop off at a homeless shelter. Or if you are someone who enjoys an awesome find on the curb put a couple items out at your curb. You can bless someone else!

Yard Sale Tips to Make More Money - penniesintopearls.com - Great yard sale tips to make more money. Don't get your garage sale started without these tips!