In an effort to redirect our focus during the Christmas season towards the true meaning of Christmas and to save a lot of money, this year our family has decided to try out a “second hand” Christmas.
So if you are looking for a way to save a lot of money on your gift lists this year stay right here and I will help you!
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Chances are if you are reading this article you are a frugalista yourself. Am I right? Not sure if you classify?
You might be a frugalista if you get giddy about finding an awesome deal, can’t stand the thought of paying full price for something, or just overall want to save some money! If you want to live on a budget but still live a fabulous life with beautiful décor, cute clothes, and eat delicious food, all while paying less, you are a frugalista! Is that you? Maybe someone on your Christmas list this year?
Then this is the perfect gift guide for you! I am definitely a frugalista and this gift guide is exactly what I will be passing out to anyone who is wondering what to give me for Christmas this year. (You are welcome hubby!)
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Heart is rapidly beating, clammy hands, drips of sweat gathering on my forehead.
Don’t worry, it’s nothing too serious! This is what happens as I head for the checkout when I know I am going to be paying full price. It’s horrible!
It hasn’t always been this way. There once was a day when I would walk into the store and just buy whatever I wanted or thought we needed. I didn’t pay attention to the price then casually placed everything into my shopping cart.
No, I wasn’t made of money. I actually had a lot less money then I do now. I wasn’t shopping smart and hadn’t quiet mastered these ways to save money yet.
I just cannot stand paying full price for anything and I am pleading with you now, PLEASE don’t pay full price!
“No” is just a part of life. It’s not the fun part and can be a hard lesson for our little (or big) kiddos to learn. As a parent, it can be hard to be the one teaching this lesson.
But we want the best for our kids and our family, sometimes that can mean we have to say no. I’m not sure anyone likes to tell their kids no. It’s definitely not my favorite.
But here’s the thing. If we want to be teaching kids about money then we need to teach them about self-control, especially when it comes to your budget.
All three of my siblings got married this year! Kinda crazy right! It’s been a bit of a busy year. But incredibly awesome!! Our family has pretty much doubled! So. Much. Fun!!
SO! Me being the oldest sibling and about to leave my 20’s, say what!!! I can’t help but think about all the things I wish I had done differently.
First years on your own, FREEDOM! Livin’ the college life! Late night runs to the drive thru. First years of marriage. Kids. A lot happens in your 20s! Which can make a statement on your bank account if you’re not careful!
Your 20s are a time in your life where you learn a lot about growing up and living on your own. Unfortunately, a lot of times those lessons are learned the hard way.
I am the type of person who loves to hear others advice. I don’t always take it but I definitely will learn from it. I hope that’s what these five financial cautions can offer you.
Even if you are a little past your 20s, maybe you can relate and have made these money mistakes when you were in your 20s. Are you making these mistakes even now that you are out of your 20s?
It’s never to late to change! Following these five guidelines to avoid money mistakes and they will help you no matter what your age is.
All moms are busy and us frugalista mamas are definitely no exception! So making sure that our bags are packed and ready for the unexpected is key to our survival!
Have you ever thought about how being prepared can save you money? If you keep your bag stocked with these diaper bag essentials then you will be less likely to find yourself in a situation where you need to make an emergency purchase.
So far in this Pretty Penny Budget Series we have talked about the tools you need to get started, how to set them up, and how to use them efficiently. Now we are ready to dive even further into starting a budget by comparing your income to your expenses and to actually setting a budget a long with financial goals.
Who has heard of Ruth Soukup’s money saving challenge called “31 Days of Living Well & Spending Zero” challenge?
If you want to jump start your savings and/or your budget then you will want to sign up for this savings challenge! Leave a comment below if you are joining and we can help each other make it the entire 31 days!
You can go to Living Well Spending Less to get entire details and actually sign up. But let me tell you in a nutshell, what this savings challenge is all about.
