Having a family is one of very most rewarding and fulfilling things we have in our lives. Family fills our memories with a lifetime of “firsts” and “the best” type moments. I really believe that there isn’t anything else that can bring more everlasting happiness then our families!
But that doesn’t mean if we have a family then we have everything set and we won’t ever have any challenges in our life. Not at all! One of the top causes of stress within a family is propelled by family finances.
Okay cool, I got a babysitter for Friday night! But how much should I pay her?
I remember the first time I was hiring a babysitter for my sweet little baby girl. I was so nervous! I was nervous about leaving my baby at home and I was nervous because I had no idea how much I should pay her!
You don’t want to pay too much on the first job. That would set the bar too high! You don’t want to pay too little or she might never come back!
So naturally I started asking all of my friends what they paid their babysitters. I was a little surprised to hear how much everyone’s answers varied. Some paid on the high end around $10+ per hour and some were paying about half of that.
The hard answer to the question is that it really just depends on the babysitterand the circumstances of the job.
I found that the families paying more money per hour, were expecting a lot more for their money. Here are a few tips to help you decide how much to pay your next babysitter. Continue Reading →
It happens to almost everyone… You decide it’s time to sit down and look over your bank account and your budget. Both you and your sweetie are dreading the conversation because you just know that it is going to end in a high intensity discussion and you would rather cuddle up and watch a movie on the couch.
Although I wasn’t able to specifically pin down a cold-hard statistic on how financial issues influence marriage, I think it is safe to say that financial problems are one of the highest influences when it comes to marital disagreements.
But guess what! Going over your budget doesn’t have to involve a yelling match. We all know we should never yell in our homes. Right?
What is the hardest thing for you when it comes to setting and keeping a budget?
As I have asked several different people what their number one hang-up is when it comes to budgeting, their answer is almost always related to food. Either they have a hard time staying within their grocery budget or they can’t resist the urge to eat out.
Cooking your meals at home is a guaranteed way to save money when compared to eating out. You do need to be careful! If you get too carried away with fancy ingredients, that grocery list can add up your dollars very quickly. To keep yourself on track make sure to follow these 3 simple ideas for cooking on a budget.