Figuring out a family budget can be super challenging, especially if you are just getting started.
The hardest part for our family when we were just getting started was learning that we need to continually be adjusting our budget to make it fit with our changing life.
This month our family budget is the perfect example of that. We made a few temporary changes based off of what we currently value the most.
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Debt can be crushing, discouraging, suffocating, distracting, and depressing all in one breath! It doesn’t matter how much debt you are in, it is prison!
I know very well the physical and emotional expense debt can have on a person. Our family had racked up over $20,000 in debt! Oh. Oh no! I’m getting lightheaded just thinking about it!
Oh but wait! Never mind. I’m okay! That’s right… as of October 20, 2016 our family is completely DEBT FREEEEEEEE!!!!!!
I have a fun idea for us to hang out!
What do you think about once a week, we get together, eat something super tasty, pretend like we don’t care how many calories we are devouring, and all the while we have some heavy (in a fun way!) girl talk going on!?
The chitchat will all be centered on a few chapters taken from the current book that we are obsessing over.
Doesn’t that sound super fun! I’m a lot excited about it! What a great way for us to better get to know each other?
Our first book is THE PERFECT read for someone who needs a heavy dose of shopaholic’s anonymous! It’s for someone whose desire to spend is borderline addiction.
We used to be those people who say things like, “Yeah! I think we can afford that.” Then spend the money without another thought. Four days before payday, we would get the dreaded notice of Overdraft & Fees!!
This literally was happening to us more than once a month! Things are quite a bit different now!
What did we change? Well, it’s not complicated at all. It’s called a B-U-D-G-E-T. Don’t freak out! (I feel like I say this a lot! Haha!!)
You’re trying your best to eat healthy but your dang bank account keeps getting in the way!
There is a rumor going around. I have heard it from many different sources. You know, it’s just to dang expensive to eat healthy!
Don’t fall for it!
I’m going to break it down for you and share some quick tips that you can use on your next shopping trip to help you eat healthy even if you are broke!
