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How to Budget And Be Happy

Maybe I am just a total nerd but I honestly get really excited when I start planning out our monthly budget! The idea of not having a looming debt over our head is completely freeing!

This state of mind has not always been with me. I got married pretty young… Like when I was 20! So… that’s young. Talk about being thrown into the financial independence fire! I literally went from relying on my parents for 98% of all of my income and paying for all my expenses, to 0% in a matter of days. Luckily I married a really awesome man who knew a lot more on the subject then I did! But it would be a complete lie if I told you that it wasn’t hard to learn how to budget.

Learning to live on a budget can be quiet the transition. No matter how old you are. It is going to be hard at first. There really isn’t any way around this. (If you know of a way, let me know!) But with a little hard work and dedication you can learn to be happy!

How to Budget and be Happy - penniesintopearls.com - Great tips on how to budget but to also be happy! Extra tips on how to live frugal and fabulous! Continue Reading →