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dave ramsey Archives - Pennies into Pearls
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dave ramsey

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Our One Income Budget Update September 2016

We used to be those people who say things like, “Yeah! I think we can afford that.” Then spend the money without another thought. Four days before payday, we would get the dreaded notice of Overdraft & Fees!!

This literally was happening to us more than once a month! Things are quite a bit different now!

What did we change? Well, it’s not complicated at all. It’s called a B-U-D-G-E-T. Don’t freak out! (I feel like I say this a lot! Haha!!)

Living on one income can be tricky, especially when you live in an expensive city. If you want realistic tips on how to live on one income, THIS IS IT! Here are our budget’s REAL NUMBERS for our one income family of 5, living in one of the most expensive cities in the country. Continue Reading →

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The Simple Guide to Healthy Eating When You’re Broke

You’re trying your best to eat healthy but your dang bank account keeps getting in the way! 

There is a rumor going around. I have heard it from many different sources. You know, it’s just to dang expensive to eat healthy!

Don’t fall for it!

I’m going to break it down for you and share some quick tips that you can use on your next shopping trip to help you eat healthy even if you are broke!

If you are trying to eat healthy but your wallet seems to be getting in the way, this is the guide for you! VIDEO tutorial actually walking you through a grocery store sharing easy tips you can use next time you go grocery shopping to save you money while eating healthy on a budget! Continue Reading →