How do you manage a family budget when life gets busy? It feels like you don’t have the time to sit down and write out where you want your money go. Do you know what I’m talking about?
Man O man! It has taken some major dedication for hubby and I to set aside the time for our family budget these past few months.
We have been busy with birthday month (3 out of the five of us have birthdays within weeks of each other) and preparing for doors to open to my online course 30 Day Family Finance Rescue.
And I know you know all about the random crazy that comes with a growing family! The irregular appointments, meetings, and activities that pop up and seem to throw your entire weeks (and subsequently month’s) schedule totally out of whack!
I am here to tell you that if you can relate to anything I just said, then you are too busy to NOT budget. When life gets crazy, it is all the more important to do regular budget dates!
In this month’s family budget update I am going to not only walk you through the exact numbers that have gone in and out of our bank account, but I will also share with you what we have done to balance our family finances while living through several crazy busy weeks!
- Basics of Our Family Budget
- How to Start a Cash Envelope System for Beginners
- How to Meal Plan for Beginners
- Monthly Real Life Family Budget Updates (REAL NUMBERS)
- Save Hundreds This Month With a “No-Spend” Month
FREE Budgeting Starter Kit
In all of my budget updates, I share with you the exact numbers of our family finances Excel spreadsheet. This system is what we started using several years ago that helped us get out of $20,000 in debt!
You can get the same budgeting starter kit for FREE! It includes not only the excel starter kit (you can open it in Google Forms), but there is also a printable version!
You will be letting your finances down if don’t also go look at my post and video on How to Start a Budget that Won’t Fail! That article is where you will learn how to use the the budgeting starter kit and how to customize it to your family’s specific needs.
3 Steps to Conquer the Bills and Thrive Towards Your Dreams
How to Once and For All End Living Paycheck to Paycheck and Take Control of Your Family Finances Without the Bondage of a Budget
Click here to sign up for the free LIVE masterclass!
Where We Do Our Banking
I get asked all the time where we do our banking so I thought it would be useful to leave that info right here for ya.
We do our family checking and multiple savings accounts with Capital One 360. We switched over from Wells Fargo earlier this year and I am loving it!
There are no fees and no minimum balances! We even get a couple bucks a month from interest we earn on our own money. I have never had that happen before! Amazing!
I do however wish that there was a physical branch store near me. They have several fee free ATMs nearby that I can use. But I like the safety of a branch store when I go to withdraw cash. Hopefully they will expand to our area!
But other than that, I love how user friendly their website is. It makes it super easy to move our money around when managing our money between our savings and checking!
May 2019 Family Budget Update
See what happened to our family budget over the last few weeks.