There are so many things that need to be done before we are ready. Two of the main items of business are 1. Paying off our debt and 2. Saving for a down payment.
In order to accomplish those goals we are going to need and be super creative on ways to live frugal and fabulous! My hope is that by sharing our family savings plan successes and failures, you can learn from our experience, which will make the process a lot more smooth and easier for you!
Who has heard of Ruth Soukup’s money saving challenge called “31 Days of Living Well & Spending Zero” challenge?
If you want to jump start your savings and/or your budget then you will want to sign up for this savings challenge! Leave a comment below if you are joining and we can help each other make it the entire 31 days!
You can go to Living Well Spending Less to get entire details and actually sign up. But let me tell you in a nutshell, what this savings challenge is all about.
Today I am sharing our 15 minute budget routine. I’m going to walk you through what our bi-weekly budget routine actually looks like. I’m also going to show you what it looks like when I am paying all our bills and making sure there is cash in the bank!
If you need help making your budgeting process a real routine then you’re going to LOVE this!
Today we are sharing our 2020 financial goals! We like to set goals each year so that we can make a plan from those goals, and achieve them! It’s so important to base your plans and budget off of your goals to keep you motivated.
If you’re not working towards a goal, it’s really easy to get off track. Plus, it’s fun to DREAM and watch those dreams come true, am I right?
Today we are reviewing our finances from 2019 and sharing out budget wins and fails. It’s not always easy to look back at our finances, but I think it’s a really good exercise to help you stay on track and see where your strengths and weaknesses are.
I challenge YOU to look back at 2019 and make a list of your Wins and Fails before you set out your goals for 2020!
Today I am sharing our November budget update! We’ve had hundreds of dollars worth of unplanned expenses the last two months, and today I am sharing how we were able to cover it all with cash!
Starting a family budget doesn’t have to be restrictive! Look at it in a way that you are actually telling your money what to do rather than wondering where it went. Then not having enough to pay the bills… Stressful!
This Thanksgiving Meal Plan post is sponsored by Fetch Rewards. Thank you for using my links to support Pennies Into Pearls at no additional cost to you.
Thanksgiving is next week! Or depending on when you read this I guess that could be different. But for us here in this moment, it’s next week! How would it feel to know that someone already has the most mouth-watering Thanksgiving meal plan all ready for you?
What if someone not only had the meal plan ready for you, but also had a grocery list that will keep your grocery grand total UNDER $50 for the entire Thanksgiving dinner!?!
Yeah that would be nice! Let me know if you find someone doing that please!
You came to the right place! In this post I am going to show you how to plan, shop, and host an amazing Thanksgiving dinner for under $50!
This post on helping you have a debt free Christmas is sponsored by Ibotta. Thank you for using my links at no additional cost to you and for supporting Pennies Into Pearls.
Are you tired of starting the new year with a pile of debt leftover after your Christmas shopping spree? Let’s change that! Think of how it’s going to feel when the bliss that comes with a debt free Christmas sets in!