Browsing Tag

family budget

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February 2017 Family Budget Update

You know what was the one thing I always wished someone would say to me as I was trying to decipher the personal finance world? As we were trying to figure out how to get our family budget under control so we could get out of debt and work towards buying our first home!

“Come on in and take a look at our bank account!” Don’t you think that would be nice?

I always felt like if I could see the real numbers of a family in similar situations, it would be super helpful in setting our own family budget.

Real life numbers of a one income family budget! FREE PRINTABLES and VIDEO breakdown of what this one income family does to set a budget while living in one of the most expensive cities in the US. Continue Reading →

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November 2016 One Income Family Budget Update

Figuring out a family budget can be super challenging, especially if you are just getting started.

The hardest part for our family when we were just getting started was learning that we need to continually be adjusting our budget to make it fit with our changing life.

This month our family budget is the perfect example of that. We made a few temporary changes based off of what we currently value the most.

Tell your money where you want it to go with this FREE family budget worksheet printable AND FREE digital excel spreadsheet download. Take a look at the real life finances of a one income family budget to help you fine-tune your own family’s budget! Continue Reading →

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Our One Income Budget Update September 2016

We used to be those people who say things like, “Yeah! I think we can afford that.” Then spend the money without another thought. Four days before payday, we would get the dreaded notice of Overdraft & Fees!!

This literally was happening to us more than once a month! Things are quite a bit different now!

What did we change? Well, it’s not complicated at all. It’s called a B-U-D-G-E-T. Don’t freak out! (I feel like I say this a lot! Haha!!)

Living on one income can be tricky, especially when you live in an expensive city. If you want realistic tips on how to live on one income, THIS IS IT! Here are our budget’s REAL NUMBERS for our one income family of 5, living in one of the most expensive cities in the country. Continue Reading →

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Our One Income Family Budget Update | June 2016

What in the world happened to our family budget updates? Remember I used to be sharing these things every month? Yeah, sorry about that!

The complete honest truth is that I just forgot. Going forward, I don’t plan to share these every single month, but you are more likely to see a scenario of me sharing maybe every other month. Unless something important comes along, then I will share more frequent.

I'll show you how we make our one income family budget work to help you find ways to start budgeting on one income! Motivation to start living on one income. Tips we learned when we had a major financial set back with our family income and family budget.
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3 Month Plan for Getting Your Family Finances on Track

Having a family is one of very most rewarding and fulfilling things we have in our lives. Family fills our memories with a lifetime of “firsts” and “the best” type moments. I really believe that there isn’t anything else that can bring more everlasting happiness then our families!

But that doesn’t mean if we have a family then we have everything set and we won’t ever have any challenges in our life. Not at all! One of the top causes of stress within a family is propelled by family finances.

3 Month Plan to Control Your Family Finances. Love that this article has real world tips to help manage family finances. Very helpful advice for family finances. Continue Reading →

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How to Save Money when Having a Baby

With baby number three having just arrived in our family, my mind has turned to prepping. Baby prepping. I am trying to think about everything and anything I can do to save time and money for when the little guy comes! That way all my thoughts and attention can be on my family!

Having a newborn join your family is one of the very most exciting times in life! It almost feels like the world stops for those first few days and weeks and all you have to do is love and care for your precious little one.

Then reality hits. The world doesn’t actually stop. Your bills still need to be paid. Your other kid or kids, your hubby, and yourself still need to be fed. Your house still needs to function somewhat. It is a lot to juggle all at the same time!

But even with all the things that are still on the never ending to-do list you still want and need that special time to enjoy while your baby is still a baby! I have found that the very best way handle this balancing act is to prepare as much as possible.

Budgeting for Baby - penniesintopearls.com - Great ideas on how to budget for when you are having a baby. Tips on how to save money even when baby is here.
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