Having a family is one of very most rewarding and fulfilling things we have in our lives. Family fills our memories with a lifetime of “firsts” and “the best” type moments. I really believe that there isn’t anything else that can bring more everlasting happiness then our families!
But that doesn’t mean if we have a family then we have everything set and we won’t ever have any challenges in our life. Not at all! One of the top causes of stress within a family is propelled by family finances.
Last week we talked about the tools you need to start your pretty penny budget. Now let’s start talking about what to do with those tools! Once you have familiarized yourself with the free budget template I made just for you, you will be ready to start getting your finances under control!
It’s the middle of the week, payday is 3 long days away but there are a few things around the house that are going to need replenishing before that day comes. You have been so good on your budget all month long and you don’t want to mess it up now!
I have been there so so SO many times! Although we are slowly getting better, it seems so often our bank account shows a very consistent reflection of us stretching every last dollar when it comes down to the end of our paycheck.
We have been diligent in doing our very best to stick to a budget and have since figured out some tricks on how to pinch a penny and make those last couple dollars last a little longer. Here is what we have learned.