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Remember when you were a kid and the biggest purchase you had to worry about was which candy bar you were going to invest your dollar in? That one decision could take you a long time! The same thing happens as adults. We can end up being stuck on deciding between different brands but the purchase price is a tad bit higher!
There are a few big purchase items that are necessities when it comes to furnishing your home. You can’t really live without a fridge, you could possibly make due without a washing machine or dishwasher, and a mattress is probably one of those items you can’t live without.
Meal planningis one of the two lifestyle changes our family made that has helped us get out of $20,000 in debt and has also helped us avoid overdraft fees and actually stick to a budget! One way we maximize our savings with meal planning is by stacking the savings at the grocery store. So let me tell you about my very favorite, and in my opinion, the very best grocery rebate app.
I use it all the time and talk about it in my monthly grocery hauls and get tons of questions. My very favorite way to get free gift cards using my very favorite rebate app, Ibotta!
Wouldn’t it be nice to see the exact numbers of another family’s finances? A family who has successfully paid off over $20,000 of debt on one income. A family who has found a way to live on one income in one of the most expensive cities in the USA.
I know that’s what I wished for back when we were trying to figure out how to make a budget that actually worked for our family.
Which is why we have started sharing our real life family finances with you! Every single month I get on here and lay it all out there, holding nothing back. You can learn how to live on one income by learning from our trial and error to help you achieve your financial goals even faster!
The last month of the year! How has your budget been this year? Did you finish where you wanted?
I would say that my hubby and I are happy with where we ended the year. We don’t have exactly the amount of savings we were hoping for, but if you check out November’s One Income Family Budget Updateyou will know that we made a decision (on purpose) that we knew would leave our budget where it currently sits.