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How to Choose a Quality Mattress on a Small Budget

This post contains affiliate links at no additional cost to you. Thank you for supporting Pennies Into Pearls by using my links!

Remember when you were a kid and the biggest purchase you had to worry about was which candy bar you were going to invest your dollar in? That one decision could take you a long time! The same thing happens as adults. We can end up being stuck on deciding between different brands but the purchase price is a tad bit higher!

There are a few big purchase items that are necessities when it comes to furnishing your home. You can’t really live without a fridge, you could possibly make due without a washing machine or dishwasher, and a mattress is probably one of those items you can’t live without.  

This family has found the best mattress of 2017 that happens to be one of the cheapest mattress options and it’s delivered to your front door! The family needed to find the best mattress for back pain but on a small budget. Plus she shares tips on how to choose a mattress for anyone in the family. Continue Reading →

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August 2017 Real Life Budget Update – $2,182 Saved!

It’s that time of the month again where we vulnerably open up our bank account and share with you in our budget update everything that went in and out of our real life budget over the last 30 days.

With hubby’s schedule changing it is leaving even less time for date nights or family time where all five of us can be together at the same time. It’s things like this that have always caused speed bumps in our budget in unexpected ways.

How a simple one REAL LIFE family budget helped pay off almost $20,000 in debt in less than one year and now puts over $2,000 into savings each month! If you are overwhelmed by debt and are trying to live on one income, learn from this family how to pay off debt quick and start working towards your savings goals! Learn how to save money on a small budget! Continue Reading →

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4 Steps on How to Plan a Vacation on a Budget | Real Life Costa Rica Vacation Budget Breakdown

Hubby and I just went on the most amazing Costa Rica vacation! Eight days of pure heaven on earth. The rain forest, wild monkeys, quiet beaches, exotic wildlife, peaceful hot springs, and views that never get old.

That all sounds like an expensive vacation but we were able to make our 10 year wedding anniversary unforgettable on a limited budget. I want to show you how we did it so you can do the same thing too!

Follow these four SIMPLE STEPS on how to plan a vacation on a budget and start planning your vacation today! Your dream vacation is 100% doable when you learn how to travel on a budget. This girl shares real life numbers of exactly what her family spent on their Costa Rica dream vacation!

Continue Reading →

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5 Tips to Save on Back to School Shopping

This article is sponsored by Shoptagr. All opinions on saving money are my own and are 100% genuine. Thank you for supporting Pennies Into Pearls by using my links! xoxo

Do you want to know a hack to never pay full price on anything ever again when back to school shopping (or any time)? A secret that will allow you to stop scanning page after page of weekly ads!

This year our family was able to save over $100 on our back to school shopping. I didn’t pay full price on a single item and I didn’t spend a single second scanning the back to school sales!

5 Hacks to never pay full price on anything ever again when it comes time for back to school shopping. My new favorite app that does all the sale searching for you. Tips on the best ways to use the app to save the very most money possible. How to set a budget for back to school shopping. How to know what prices are “good” prices. When’s the best time to jump on a hot sale! Continue Reading →

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June 2017 One Income Family Budget Update

Do you want to take a complete look into real life numbers of our one income family budget update? Learn from our mistakes so you can get on track to your financial freedom faster!

We had some unexpected changes to our one income budget this month. Here is a look at the REAL LIFE NUMBERS of our middle income family trying to live our dream life in one of the most expensive cities in the United States.

A complete look into real life numbers of our one income family budget update! We had some unexpected changes to our one income budget this month. Here is a look at the REAL LIFE NUMBERS of our middle income family trying to live our dream life in one of the most expensive cities in the United States. Continue Reading →

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January 2017 One Income Family Budget Update

Wouldn’t it be nice to see the exact numbers of another family’s finances? A family who has successfully paid off over $20,000 of debt on one income. A family who has found a way to live on one income in one of the most expensive cities in the USA.

I know that’s what I wished for back when we were trying to figure out how to make a budget that actually worked for our family.

Which is why we have started sharing our real life family finances with you! Every single month I get on here and lay it all out there, holding nothing back. You can learn how to live on one income by learning from our trial and error to help you achieve your financial goals even faster!

See the real life numbers of our one income family who has made it work in an expensive city, paid off over $20,000 in debt, and is currently putting away hundreds of dollars a month to save to buy their first home. You can learn how to live on one income by learning from our trial and error to help you achieve your financial goals even faster! Continue Reading →

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January 2017 FREE Meal Plan & $150 Monthly Grocery Haul Breakdown

This article contains affiliate links at no cost to you. Thank you so much for supporting Pennies Into Pearls by using my links!

What does it look like when a family of five eats on only $400 a month? That’s exactly what our family does! A lot of times, we don’t even use the entire months budget!

You might imagine that we eat the same boring meals month after month. Top-ramen, chicken, and grilled cheese are what you might think are our staples.

If that is what you believe it takes to make a $400 monthly grocery budget work, then you are wrong! (Not to be rude! Sorry if that’s how that came across in writing. Xoxo)

This is why I love to share our monthly meal plan and grocery haul with you. To prove that eating delicious food on a super tight budget is 100% doable!

Only $250 monthly grocery budget for a family of five! Here is a look at exactly what this family spent on groceries for an entire month, plus, how they did their meal planning on a budget. AND she shows you how to meal plan on a budget yourself using a FREE Meal Planning on a Budget Toolkit Printables! Continue Reading →