What do you think about once a week, we get together, eat something super tasty, pretend like we don’t care how many calories we are devouring, and all the while we have some heavy (in a fun way!) girl talk going on!?
The chitchat will all be centered on a few chapters taken from the current book that we are obsessing over.
Doesn’t that sound super fun! I’m a lot excited about it! What a great way for us to better get to know each other?
Our first book is THE PERFECT read for someone who needs a heavy dose of shopaholic’s anonymous! It’s for someone whose desire to spend is borderline addiction.
So far in this Pretty Penny Budget Series we have talked about the tools you need to get started, how to set them up, and how to use them efficiently. Now we are ready to dive even further into starting a budget by comparing your income to your expenses and to actually setting a budget a long with financial goals.
Last week we talked about the tools you need to start your pretty penny budget. Now let’s start talking about what to do with those tools! Once you have familiarized yourself with the free budget template I made just for you, you will be ready to start getting your finances under control!
Everyone always talks about their “budget”. Sure I heard it all the time and I even used the word myself, but I don’t think I really understood how to use a budget until the last couple years.
I instantly have anxiety when I think about how my husband and I used to run our finances when we were in college. We would do things like pick an apartment based on nothing else other than what we “thought” we could afford. We never sat down to look at our income and actually run the numbers. Stressful to think about!
After many “lesson learned” experiences we have a system going for us right now that works pretty good. It’s not perfect but very helpful and a huge stress reliever. When finances run smoothly (this doesn’t mean we have a lot of money, just that we manage it better) it’s amazing how other things in life run better.