We live in one of the most expensive cities in the United States. Home prices continue to increase faster than most other major cities, but the high expenses don’t stop there. Utilities, transportation, food, healthcare, and taxes all on average are higher in this beautiful city. This post contains 5 ways to live debt free in a high cost of living city.
Despite those odds stacked against our wallet, there are a lot of opportunities to save money and grow our side incomes while living in a high cost of living area.
Be prepared to be motivated to take control of your family finances! This is your opportunity to see a real life budget from one of our real life Pearls! Our Pearl Norma is putting it all out on the table in order to help inspire and motivate all our other Pearls to keep going!
When you are trying to end living the paycheck to paycheck life, there are going to be some hard decisions to be made. Norma shares how her and her family have worked through this exact thing!
How do you manage a family budget when life gets busy? It feels like you don’t have the time to sit down and write out where you want your money go. Do you know what I’m talking about?
Man O man! It has taken some major dedication for hubby and I to set aside the time for our family budget these past few months.
We have been busy with birthday month (3 out of the five of us have birthdays within weeks of each other) and preparing for doors to open to my online course 30 Day Family Finance Rescue.
And I know you know all about the random crazy that comes with a growing family! The irregular appointments, meetings, and activities that pop up and seem to throw your entire weeks (and subsequently month’s) schedule totally out of whack!
I am here to tell you that if you can relate to anything I just said, then you are too busy to NOT budget. When life gets crazy, it is all the more important to do regular budget dates!
In this month’s family budget update I am going to not only walk you through the exact numbers that have gone in and out of our bank account, but I will also share with you what we have done to balance our family finances while living through several crazy busy weeks!
Debt is such a burden! Borrowing money from one person to pay another is a horribly stressful way to live your life. Aren’t you sick of it yet? How to start paying off debt can feel like an overwhelming thought.
The constant weight of the worry “what if” that you carry around on a daily basis. Think of the full breath of fresh air you can inhale once you get that off your back!
But where do you begin. What is step one and where do you go from there? That is exactly what we are going to be chatting about today.
This is going to be fun! I am so happy to introduce you to a brand new series here on Pennies Into Pearls where you get a look into another Pearl’s real life budget strategies and life lessons that they have picked up along the way.
Learning how other families are making it work is always a top way to keep our own motivation. When working through your own financial rescue for your family, I want these Pearl spotlights to offer you encouragement to keep going!
As you watch these real life budget talks, pay attention to strategies and tips that you can try out with your own family finances. Is there something our Pearl has done that you could adjust a bit to customize for your own family budget?