What would your monthly grocery budget look like if you spent it all in one day? That is exactly what I do for our family every single month and I want to teach you how to do the same thing! It’s all part of living the Pearl Life!
Why would you want to do that? Well I guess you wouldn’t be interested in learning this life changing mom strategy if you don’t want to save thousands of dollars each year…
Oh you do!? I kinda thought you might be interested to see what our monthly grocery budget strategy looks like. How about I share some real life numbers with ya?
When it comes to getting started on a budget that you will actually stick with, there are a few budget basics that need to be established. It’s super simple and you can probably get this done in just a few minutes! I’ll show ya how!
Our family has had to learn the hard way with getting our personal finances on track, but that doesn’t mean you have to!
Learn from our mistakes and our wins and skip the hard part! I am sharing our real numbers today in hopes of painting a clearer picture to help you as you are getting started on a budget.
What you need to do is put yourself in the same shoes and ask yourself the same questions. These budget tips for beginners will help you set the basic groundwork for creating a hugely successful family budget that will not fail!
Summer is not the time to let your meal planning on a budget slip! All over social media I have seen mom’s biting their nails in horror thinking about feeding their family and sticking to a budget this summer!
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Let me introduce you to a new way of dating your spouse. It is the single most important date your marriage can’t afford to miss! If you can make the commitment in this moment to learning about and following through with the Budget Date, you will no longer have trouble talking about money with your spouse!
The idea behind a budget date is simple! Set a regular date where you and your hubby talk about your finances. It doesn’t have to be long and it doesn’t need to be intense. But you need routine checkups to make financial course corrections as your lives change.
But first there are two things we need to address before we get to the shortcuts…
Last month is the single most expensive month of my entire life! It this month’s real life family budget update I am going to show you how we are adjusting to some major financial changes in our family!
WE BOUGHT OUR FIRST HOUSE!!! Although we threw down more cash then we have ever done before in entire life, it really doesn’t feel like much has changed!
Yelling and hurt feelings unfortunately might be a sign that you are in the middle of talking about money with your spouse. If this is your situation, then you are probably feeling hopeless about ever reaching any sort of financial freedom.
One of the top questions I get asked on a daily basis is “how do I get my spouse on board with budgeting?”
What does debt free living look like? What does it take to live a debt free life?
A few weeks when I was attending FinCon (financial influencers conference… sounds boring but it was actually super fun!), I had the opportunity to sit down with Sarah from Budget Girl and ask her five money questions!