Let me introduce you to a new way of dating your spouse. It is the single most important date your marriage can’t afford to miss! If you can make the commitment in this moment to learning about and following through with the Budget Date, you will no longer have trouble talking about money with your spouse!
The idea behind a budget date is simple! Set a regular date where you and your hubby talk about your finances. It doesn’t have to be long and it doesn’t need to be intense. But you need routine checkups to make financial course corrections as your lives change.
But first there are two things we need to address before we get to the shortcuts…
Yelling and hurt feelings unfortunately might be a sign that you are in the middle of talking about money with your spouse. If this is your situation, then you are probably feeling hopeless about ever reaching any sort of financial freedom.
One of the top questions I get asked on a daily basis is “how do I get my spouse on board with budgeting?”
What does debt free living look like? What does it take to live a debt free life?
A few weeks when I was attending FinCon (financial influencers conference… sounds boring but it was actually super fun!), I had the opportunity to sit down with Sarah from Budget Girl and ask her five money questions!
The bills keep on coming! Unless you are an extreme minimalist who lives off your own land and built your own self-sufficient solar energy system, you are pretty much guaranteed every single month to have to pay up.
And even if you are such a minimalist, you are still going to have to pay land taxes.
Though, that type of self-sustaining life does sound a bit nice. Doesn’t it?
My point is, for the majority of us, we have to pay the bills! This mandatory task can become extremely stressful when you are living paycheck-to-paycheck.
When you are really good friends with someone, you want to do nice things for them. Which is why… ta-da! I have put together this meal planning on a budget toolkit for you, my Pearls!
This is the exact method our family uses for meal planning on a budget that has saved us over $6,000 this last year! That is based off of an already frugal lifestyle. If your family is in the beginning stages of cutting your expenses, I am sure you will be able to save even more money then we have!
There once was a day, a day before I really knew what a budget actually was, where I felt ready to slam-dunk my budget in the trashcan at the end of the month! I was SO over it! Sticking to a budget had become exhausting and I felt like I was living a very limited life. Have you ever felt like that?
Do you want to know the secret to avoiding budget burnout? When I say that I don’t get burnt out anymore, I am not lying! I want to share with you my secret so you can say the same thing!
The secret to avoiding budget burnout isn’t complicated and it’s actually going to make you very happy! The secret is to budget to have fun!