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Budgeting

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March & April 2017 One Income Family Budget Update

Finding ways to make a one income family budget work while living in one of the most expensive cities in the US can be a challenge.

But our family is finding ways to live our dream life in those exact circumstances and we want to share what we are learning with you! 

Have you ever felt like there was absolutely no extra money and feel like you are constantly treading water when it comes to your family finances?

We have been there! Before we started to get on track, there was a time when we would be getting overdraft fees almost every pay period. Super frustrating!

She does such a great job of showing exactly how they budget on one income! Every single spending category with exact numbers showing how to save money on one income. She shares every single dollar that goes in and out of their one income family budget. Continue Reading →

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How to Get One Month Ahead of Your Bills in Less Than 30 Days

The bills keep on coming! Unless you are an extreme minimalist who lives off your own land and built your own self-sufficient solar energy system, you are pretty much guaranteed every single month to have to pay up.

And even if you are such a minimalist, you are still going to have to pay land taxes.

Though, that type of self-sustaining life does sound a bit nice. Doesn’t it?

My point is, for the majority of us, we have to pay the bills! This mandatory task can become extremely stressful when you are living paycheck-to-paycheck.

How to Get One Month Ahead of Your Bills and Stop Living Paycheck to Paycheck Continue Reading →

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February 2017 Family Budget Update

You know what was the one thing I always wished someone would say to me as I was trying to decipher the personal finance world? As we were trying to figure out how to get our family budget under control so we could get out of debt and work towards buying our first home!

“Come on in and take a look at our bank account!” Don’t you think that would be nice?

I always felt like if I could see the real numbers of a family in similar situations, it would be super helpful in setting our own family budget.

Real life numbers of a one income family budget! FREE PRINTABLES and VIDEO breakdown of what this one income family does to set a budget while living in one of the most expensive cities in the US. Continue Reading →

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January 2017 One Income Family Budget Update

Wouldn’t it be nice to see the exact numbers of another family’s finances? A family who has successfully paid off over $20,000 of debt on one income. A family who has found a way to live on one income in one of the most expensive cities in the USA.

I know that’s what I wished for back when we were trying to figure out how to make a budget that actually worked for our family.

Which is why we have started sharing our real life family finances with you! Every single month I get on here and lay it all out there, holding nothing back. You can learn how to live on one income by learning from our trial and error to help you achieve your financial goals even faster!

See the real life numbers of our one income family who has made it work in an expensive city, paid off over $20,000 in debt, and is currently putting away hundreds of dollars a month to save to buy their first home. You can learn how to live on one income by learning from our trial and error to help you achieve your financial goals even faster! Continue Reading →

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How to Start a Budget That Won’t Fail

Starting your budget over again? Wondering why your budget isn’t working? When in the world will you be able to get ahead?

About five years ago my hubby and I would find us wondering the same things ever single time we got paid.

Living paycheck to paycheck was getting exhausting and it felt like we would never be able to claw our way out of the endless money pit we were sinking in.

Are you confused on how to start a budget? Have you tried to start a budget before but never figured out how to stick with it? Here are 6 super simple steps on how to start a budget that is customized to your personal finances making it super realistic and easy to follow! Continue Reading →

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December 2016 One Income Family Budget Update

The last month of the year! How has your budget been this year? Did you finish where you wanted?

I would say that my hubby and I are happy with where we ended the year. We don’t have exactly the amount of savings we were hoping for, but if you check out November’s One Income Family Budget Update you will know that we made a decision (on purpose) that we knew would leave our budget where it currently sits.

We are totally okay with that!

And let’s not forget about how our family finished paying off over $20,000 of debt this year! We put in a lot of hard work to become debt free! Lot’s of overtime worked by hubby, strategic budgeting and meal planning, and careful cash spending.

A simple one income family budget helped to save over $5,000 in only two months! Learn how this family has been able to save money for a house, in an expensive city, on just one income. It’s not complicated at all! Here are the exact numbers from our family bank account! Continue Reading →

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November 2016 One Income Family Budget Update

Figuring out a family budget can be super challenging, especially if you are just getting started.

The hardest part for our family when we were just getting started was learning that we need to continually be adjusting our budget to make it fit with our changing life.

This month our family budget is the perfect example of that. We made a few temporary changes based off of what we currently value the most.

Tell your money where you want it to go with this FREE family budget worksheet printable AND FREE digital excel spreadsheet download. Take a look at the real life finances of a one income family budget to help you fine-tune your own family’s budget! Continue Reading →

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Our Debt Free Journey out of $20,000 Debt on One Income

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Debt can be crushing, discouraging, suffocating, distracting, and depressing all in one breath! It doesn’t matter how much debt you are in, it is prison!

I know very well the physical and emotional expense debt can have on a person. Our family had racked up over $20,000 in debt! Oh. Oh no! I’m getting lightheaded just thinking about it!

Oh but wait! Never mind. I’m okay! That’s right… as of October 20, 2016 our family is completely DEBT FREEEEEEEE!!!!!!

This family shares all the details of their journey to paying off $20,000 in debt in just 12 months! Plus 2 BIG mistakes they would change if starting over their debt free journey that can help you SAVE THOUSANDS when paying off debt! Continue Reading →