Thanks so much to Annabelle from the blog Wunderlabel for sharing all her holiday shopping money savings tips with us!
Tis the season and that means it’s time to give gifts to all your family and friends. However, that ache in your wallet can be relieved a bit when it comes to buying presents and preparing.
Before you get your bows and tags out, there are some holiday shopping money savings tips that we have for you save the very most money this season! In this article, make sure to give every tip serious consideration. It’s the little changes to spending habits that make a big impact on your wallet.
Trying to meal plan during the holidays can be extra challenging. Especially when you are looking for quick and easy recipes on a budget. How do you know how many meals to plan for when there are so many unexpected parties and get togethers?
The last thing you want to do is plan meals and purchase groceries only to let them all go to waste because you ended up going to your friends house for a last minute Christmas game night.
What does debt free living look like? What does it take to live a debt free life?
A few weeks when I was attending FinCon (financial influencers conference… sounds boring but it was actually super fun!), I had the opportunity to sit down with Sarah from Budget Girl and ask her five money questions!
We will be more than doubling what we pay for rent with our new mortgage payment (including taxes, PMI, and insurance). That means we need to make some changes with our budget.
The best thing is that because we have already lowered our expenses, paid off all our debt, and have been putting thousands of dollars in savings each month, the change won’t affect on our lifestyle much at all!Continue Reading →
This post contains affiliate links. Thank you for supporting Pennies Into Pearls by using my links!
When you are grocery shopping on a budget, navigating the grocery world can become redundant and boring. Mindlessly walking through the aisles, buying the same boring food that you did last time.
That’s why I personally LOVE seeing what other families put on their meal plans and what products they choose when they shop at places like Costco.
This month our goals in grocery shopping on a budget were to try our best to stay away from foods that were overly processed and stick with products that contained more natural ingredients. All while sticking to our monthly grocery shopping budget of $300.
The key to keeping a budget that you can actually stick to, is to keep it evolving with your family. As much as I’m sure you would love to “set it and forget it”, that’s just not realistic. But the good news is that updating your budget is not hard at all! That’s what I am showing you in this month’s budget update!
We have some major changes coming up in relation to our family finances! As in, we hopefully will be buying a house!!! Fingers crossed! Be sure to keep up to date on our house hunt updates and to get all the details in real-time by following me on Instagram.
This new change will increase our “rent” from $1,200 a month to just around $2,800 a month. Super crazy!
The first time home buyer process is no joke! At the time of recording of this house hunt update, it has been about seven months since we started looking to buy our first home.
Though the process is going slow for us (because we have high goals in a challenging market!), we are learning a lot about a bunch of different programs. In today’s first time home buyer house hunt update, I explain how a FHA 203k loan can help pay the costs of remodeling.
This post contains affiliate links at no additional cost to you. Thank you for supporting Pennies Into Pearls by using my links!
Remember when you were a kid and the biggest purchase you had to worry about was which candy bar you were going to invest your dollar in? That one decision could take you a long time! The same thing happens as adults. We can end up being stuck on deciding between different brands but the purchase price is a tad bit higher!
There are a few big purchase items that are necessities when it comes to furnishing your home. You can’t really live without a fridge, you could possibly make due without a washing machine or dishwasher, and a mattress is probably one of those items you can’t live without.