All Posts By

Brittany Cooper

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October 2019 Monthly Grocery Shopping on a Budget

This grocery shopping on a budget post is sponsored by Fetch Rewards. Thank you so much for supporting Pennies Into Pearls!

I kinda consider myself a master mom ninja when it comes to grocery shopping on a budget. I’m not telling you this to boost my ego.

I’m telling you this to give you comfort in knowing you have come to the right place if you are looking for real life tactical tips to help lower your grocery budget. 

Did you know that I buy an entire month’s worth of groceries IN ONE DAY? It’s true! Anything that can stay in the fridge, freezer, or pantry for at least 30 days. 

This technique will save your family hundreds of dollars a month! 

This is how you can keep your grocery budget under $340 every month, saving you hundreds of dollars when doing your grocery shopping on a budget! These grocery shopping tips are going to help you meal plan like a mom boss!

When you watch the video down below, you will see what it actually looks like to to do my grocery shopping on a budget. You will see every single item we buy and what exactly it costs.

I’m sure you have a bunch of questions. What about fresh produce and meat? How do you have enough cash to cover it all? I put together another post that answers all those questions and you can get the details right here.

 

Grocery Shopping on a Budget Secret Weapon

The secret weapon that every grocery shopping mama needs has to be something easy! It has to be something quick! It has to be worth your precious time! 

Want to know what my secret weapon is?

The secret weapon you have been missing is a FREE app for your smartphone that will help you earn cashback on your grocery shopping! 

Fetch Rewards  is that app! It’s a FREE app that allows you to easily earn rewards for doing the grocery shopping that you are already planning on doing. So why not get rewarded? Right?

There is zero prep work you have to do inorder to earn cashback! See how this could be your secret weapon?

Ready to see how easy this is? 

It’s only three steps! Once you have downloaded the app and created an account, this is all you have to do after you go shopping:

  1. Scan your receipt.
  2. Earn points.
  3. Get rewards!

Who Doesn’t LOVE Grocery Pickup?

Can I get a big AMEN? Grocery pickup will save you crazy amounts of time going back and forth between isles as your kids are endlessly begging for everything on the shelf. 

Yeah… I can feel the stressing just talking about it!

This is how you can keep your grocery budget under $340 every month, saving you hundreds of dollars when doing your grocery shopping on a budget! These grocery shopping tips are going to help you meal plan like a mom boss!

Fetch is the only app on my phone currently that offers cashback on online orders! Okay, I don’t know if it can get any easier than this to do your grocery shopping on a budget. What do you think?

This is how you can keep your grocery budget under $340 every month, saving you hundreds of dollars when doing your grocery shopping on a budget! These grocery shopping tips are going to help you meal plan like a mom boss!

Treat Yo Self!

Cash in your rewards points for something fun! Fetch has a huge selection of different stores, restaurants, and entertainment to choose from for their rewards! 

Just a couple weeks ago hubby and I went on a lunch date to Red Robbin where we used a gift card I earned with my Fetch points! 

I don’t know about you, but eating food that I got for free makes me enjoy it 100 times more than normal!

Download Fetch Rewards here and see how easy and fast you can start earning rewards! Use my referral code: PEARLS when you sign up!

 

October 2019 Grocery Haul

This is what I promised you earlier! 

Here’s a look at what our grocery shopping on a budget looks like. You will see every item that went with me to checkout and exactly how much it costs.

You are going to see which items earned me some major points with Fetch this week! Watch this month’s grocery haul to see it all!

 

 

As always, if you have any questions, leave them in the comments and I am happy to help!

Talk to you soon! Xoxo
Brittany 

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One Trick to FINALLY Stop Overspending

I just realized that I have never shared this hack with you before! Are you ready to learn the trick to finally stop overspending each month? 

Today’s video is short and sweet, but I think you’re going to really get a lot out of it. Because our trick to not overspend is…. Drum roll…

 

One Trick to Stop Overspending

 

One Trick to Stop Overspending NOW

 

Wait no longer, here is the tip. When we need something, I write it on a list and wait for our monthly grocery haul. Yep… that’s it! It seems so simple but I don’t think a lot of people do this. It does definitely take work to stick to this. 

Here is an example. It’s embarrassing what mine and Kennedy’s hair brushes look like. It’s been something we’ve needed to upgrade for a while but it keeps getting bumped to the bottom of the list. You know why? Priorities. 

We had hair brushes that worked okay, so we didn’t see the value in buying new ones at the time. We put our money towards our other values

Which brings me to wondering, have you figured out your value based budget yet? I would love for you to join myself and a community of like minded Pearls in 30 Day Family Finance Rescue. We are going to go way beyond this one tip and teach you how to figure out your own unique values and base your budget on those. Are you in? 

 

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September Meal Plan & Grocery Haul

This grocery shopping on a budget post is sponsored by Fetch Rewards. Thank you for supporting Pennies Into Pearls by using my links at no additional cost to you. 

It’s always a bit of a time commitment to do a whole month of grocery shopping on at budget at once, but I am SO glad I do it. This month was actually a little bit easier now that my two older kids are back in school. 

It’s still a little tiring however. 

So if it is so exhausting you might be wondering to yourself, “Then why do it?”

This VIDEO will show you what it looks like to go grocery shopping on a budget. This mom takes you grocery shopping with her and shows you every item they buy and how much each item costs. You will see this real life family grocery budget. Sponsored by Fetch Rewards. Continue Reading →

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What We Eat in a Summer Day

I can’t believe the Summer is almost over! We’ve been having such a blast this year enjoying the weather, getting outside and spending quality time together! I am also happy to be sharing what we eat in a day over the Summer months with you.

With the kids being home everyday right now, you would think we would be blowing our grocery budget like crazy! But, we aren’t! We’ve been able to stay within our $500 a month budget for our family of 5!

Today, I want to take you along as I share what we eat throughout the whole day! You’ll be surprised at how simple and budget friendly our meals are! This allows us to spend our money more intentionally on things we value more (than the drive thru)!

We are sharing with you exactly what our family eats in a day on a budget. What we eat in a day will surprise you since our family food budget is only $500 for the entire month for our family of five!
Continue Reading →

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5 Tips for Back to School Shopping on a Budget 2019

This back to school shopping on a budget post is sponsored by Ibotta. Thank you for supporting Pennies Into Pearls by using my links at no additional cost to you. 

Do you have a list of school supplies sitting on your counter staring you straight in the face? Holy cow! All those little purchases can add up crazy fast! Which is why I am your girl to show you how to do back to school shopping on a budget.

Use these back to school shopping on a budget tips and you can send the kids to class feeling confident that they are fully stocked up with school supplies and ready for a new year of learning! Back to school on a budget doesn’t mean going without, these tips will show you how to save money on back to school so you can buy what your kids need. Continue Reading →

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August 2019 Meal Plan & Grocery Haul

This August 2019 grocery haul post is sponsored by Fetch Rewards. Thank you for supporting Pennies Into Pearls by using my links at no additional cost to you. 

Whew! I just got back from gathering my grocery haul for an entire month’s worth of groceries and I am pooped! 

Did I mention that I had all three kids with me? I need a nap…

So if it is so exhausting you might be wondering to yourself, “Then why do it?”

This is our real life family grocery haul on a budget. Every single item we bought and how we stuck to a $280 budget for a family of five. Watch this VIDEO showing you exactly what we bought in our Costco and Target grocery haul. Continue Reading →

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6 Tricks to Save Money on Vacation BEFORE You Go

Have you ever been on vacation with your family and realized you went WAY over budget? Did you notice it was probably on a lot of little things adding up, that you hadn’t planned for? The thing is, you CAN save money on vacation before you even leave!

We have done this so many times I’ve lost count. I know the feeling well. Your trip was supposed to be relaxing and fun, but you came home feeling stressed because the finances are still following you.

Today I am sharing my best tips and reminders about the SURPRISING ways that you can save money and stress before you leave for your vacation! 

Do you tend to overspend on your vacations? I have 6 Money Saving Hacks for Your Next Vacation that are sure to be useful for you. These tricks have helped our family save hundreds of dollars.
Continue Reading →

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Living Debt Free in a High Cost of Living Area

We live in one of the most expensive cities in the United States. Home prices continue to increase faster than most other major cities, but the high expenses don’t stop there. Utilities, transportation, food, healthcare, and taxes all on average are higher in this beautiful city. This post contains 5 ways to live debt free in a high cost of living city. 

Despite those odds stacked against our wallet, there are a lot of opportunities to save money and grow our side incomes while living in a high cost of living area. 

 

When living in a city with a high cost of living, it’s especially a huge help to know ways to save money. These 5 tips to save money when living in a high cost of living area will help you stretch your money. Continue Reading →