There are so many things that need to be done before we are ready. Two of the main items of business are 1. Paying off our debt and 2. Saving for a down payment.
In order to accomplish those goals we are going to need and be super creative on ways to live frugal and fabulous! My hope is that by sharing our family savings plan successes and failures, you can learn from our experience, which will make the process a lot more smooth and easier for you!
Who has heard of Ruth Soukup’s money saving challenge called “31 Days of Living Well & Spending Zero” challenge?
If you want to jump start your savings and/or your budget then you will want to sign up for this savings challenge! Leave a comment below if you are joining and we can help each other make it the entire 31 days!
You can go to Living Well Spending Less to get entire details and actually sign up. But let me tell you in a nutshell, what this savings challenge is all about.
This back to school shopping on a budget post is sponsored by Ibotta. Thank you for supporting Pennies Into Pearls by using my links at no additional cost to you.
Do you have a list of school supplies sitting on your counter staring you straight in the face? Holy cow! All those little purchases can add up crazy fast! Which is why I am your girl to show you how to do back to school shopping on a budget.
Ready to see how to make the most out of your next trip to SeaWorld San Diego?
Even if you don’t have plans to visit any time soon, you’ll still want to watch this video because there are a lot of the money saving tips I have for you that can be used at theme parks all across the globe!
I have a secret. Well, maybe not so much a secret but something I have not shared with our Pearls because I didn’t think you were ready to hear it yet. Something about my spending habits.
But I think it’s time…
We have recently added a monthly expense of $160 to our budget for something that is 100% unnecessary. You know, I don’t feel about it one bit!
Before anyone starts tearing me apart in the comments (I know that those people aren’t true Pearls anyways!), hear me out. I’ll tell ya what the expense is in a sec.
First you need to understand that I believe you need to be spending your money where you value most. You work hard for your money! Your budget needs to be set up in a way that allows you to intentionally put your cash towards achieving your goals.
Without this, your money is going to disappear with nothing to show and your dreams left in the dust. Let’s make sure that this does not happen to you!
This summer meal planning on a budget post contains affiliate links at no additional cost to you. Thank you so much for supporting Pennies Into Pearls by using my links!
Summer time is when things can go a little haywire with your meal planning. That’s why I am dishing up these delicious grilling and summer inspired recipes that will help you feed a crowd! It’s time to say goodbye to the cozy meals and hello to the light, fresh and grilled fare we enjoy during a picnic or cookout!
This month, I am committed to sharing with you how my family deals with all of these “unforeseen” events and plans for them as much as possible.